PRE-PAID FUNERALS
Preparing for your funeral is one of the most helpful things you can do for your loved ones. Indeed, nobody knows when they are going to die, which is why funeral preparations are practical in that they can save the people you leave behind a lot of headaches. However, most plans may be too costly, which is also the reason some people hesitate to get one.
The good news is there is now an affordable plan to help you have your funeral arrangements in place.
What Is a Pre-Paid Funeral Plan?
A prepaid funeral plan is a contractual agreement with a funeral plan provider. They will help assist you in planning a funeral and make sure it will cover everything included in your plan.
With a prepaid funeral plan, you get peace of mind that everything will be taken care of. You can pay for this type of plan either as a lump sum or as regular monthly payments.
It is essential you understand everything that goes in your plan—what is the coverage? Remember, there are plans that do not cover every aspect of each funeral, so you really need to read the fine print and ensure you are getting the right one for yourself.
You should also be aware that some pre-paid plans have rules in place. For example, if you move to a new house in a different part of the country, you should make sure that the plan can still be used even when you are no longer in the town or city where you purchased it originally. If you plan on going overseas imminently, you need to speak to your provider about the options you can explore.
We strongly encourage speaking to a funeral director directly to discuss taking out a funeral plan, rather than a financial company. These businesses will often use expensive online and TV marketing to sell directly to the public, without having any real knowledge of funerals, or the local customs and practices in the area where the funeral is to be conducted.
Finally, the funds you put in a pre-paid funeral plan are not accessible by the plan holder or the undertaker until death. This means, you cannot withdraw the funds or a part of it.
Advantages of Pre-Paid Funeral Plans
There are many advantages to getting a pre-paid funeral plan:
● Have peace of mind: The death of a loved one can be devastating and stressful; therefore, with a pre-paid funeral plan, you save yourself from any financial burden. Moreover, the planning will be taken care of, every funeral request will be recorded which will be far less stressful at the time of need.
● Avoid rising costs: Funerals are getting costlier every year, and you can save yourself a lot of money by getting one today at today’s price. When you fix a funeral to a pre-paid plan, you will eliminate the risk of having your loved ones pay more when the time comes.
● Fit your budget: A lot of pre-paid plans can be customised to suit your budget through flexible payment plans. Holmes & Family can help you to find a plan that will suit your budget.
Conclusion
Many people forget about their funeral when planning for their future, and this is when things get stressful for the people you love. As part of your future planning, a pre-paid funeral plan is one of the best decisions and investments you will ever make.
Give your loved ones the gift of peace of mind when your time comes. Holmes and Family Funerals offers pre-paid funeral plans as well as other services such as cremation, traditional funerals and simple funerals. Contact us today to discuss funeral plans. We serve the following areas: Fleet, Church Crookham, Yateley, Sandhurst, Camberley, Farnborough, Ash, Frimley, Aldershot, Staines, Ashford, Wraysbury and Sunbury-on-Thames. Wherever you are, we can help you with a funeral plan.